Combined Guaranteed Asset Protection (GAP) and Return to Invoice (RTI) starts to protect you where your conventional motor insurance stops. This plan covers any shortfall between the agreed full insured value that your motor insurer pays out and the invoice value of your vehicle or outstanding balance of your finance agreement - whichever the higher.
Combined GAP and RTI covers either the difference between the amount your comprehensive motor insurance company will pay and the vehicle purchase price or the amount you actually owe under your finance agreement, whichever is the greater amount.
Your comprehensive motor insurance company will offer you the market value at the time of your claim and this might be less than the amount you paid for your vehicle, especially if you have had your car for a while.
Combined GAP and RTI could pay out up to a maximum of the purchase price of the vehicle (cover available is dependant of the purchase price of your vehicle).
For a one-off payment get the very best peace of mind protection for up to a maximum of 48 months.